Direct primary care or DPC, is a relatively recent innovation in the employee benefits market: Rather than have workers use a major medical plan to access routine and preventative care from their primary care providers, employers contract directly with a local provider to provide services at a flat monthly rate.

DPC plan members and their families – beneficiaries under the company DPC plan – can all see their primary care provider as needed. And at no additional out-of-pocket cost. There are no co-pays, no deductibles, and no co-insurance charges. All primary and preventive care services are covered under the monthly membership.

Direct primary care is not health insurance. Benefits are limited to preventative and primary care services that you normally receive in your primary care office on an ongoing basis. Employees will need to get protection from catastrophic medical events and other health benefits from other sources.